Residual Income Can Be Your Key To Wealth

Are you standing at the door to wealth but can’t seem to find the right key?

There are many keys on the key ring that can unlock the door to wealth, but you have to know which ones they are and how to use them correctly.

In this article I’ll focus on the “residual income” key that many have discovered can be used to enter the inner sanctums of the wealthy.

But before I go too far, I should probably define what I mean by “residual income,” (also called passive or recurring income).

While there are perhaps a number of definitions for “residual income,” I will be using the term here as follows:

“Residual income is income that continues to be earned after the initial effort has come to an end.” In other words, it can be thought of as the process of making a sale one time but getting paid over and over again.

How can this be? That is, how can you make one sale and get paid over and over again? Well, let’s take a look at some common examples of residual income.

An insurance policy. When you buy an insurance policy, you normally pay premiums monthly, quarterly or annually. You made one purchase, but you continue to pay as long as you maintain you policy. The insurance company earns a residual income from you.

A service subscription such as a pest control, lawn maintenance, or web hosting contract. When you purchase a pest control, lawn maintenance, or web hosting service you normally again pay a monthly, quarterly, or annual fee. As long as you continue your service, you continue to pay the fee. The service company earns a residual income from you.

A membership subscription such as to a membership Website or a club. To continue your membership, you much continue to pay membership fees. The membership entity earns a residual income from you.

In all of the above examples, the sale was made only one time, but you continue to pay the company over and over again.

Residual income is distinguished from “linear income,” where a single payment for a single one time purchase is made. For example, if you have an hourly job, you are exchanging one hour of your labor time for an hourly pay rate. You must work each hour to get paid. If you stop working, you stop getting paid. Your income is linear.

However, if you sell memberships to a Website and your members pay a monthly fee to belong, then you continue to collect their monthly fees as long as they continue to remain a member. You made the sale one time but continue to collect an income long after the initial sales effort was completed. This is an example of “residual income.”

Which would you rather have, a residual income or a linear income?

Generally, whenever possible, you should try to earn a residual income that will continue to grow over time as you make individual sales. If you put in a consistent effort toward earning a residual income, you will find that your income will compound itself as the amount of residual income continues to grow.

For example, let’s take a look at the difference between selling a $29. ebook and a membership to a Website with a $29 monthly fee. We’ll assume that both sellers began their sales effort on 1 January and continued the effort for six months.

With the sale of each ebook, the seller earns $29 but then has to make another sale to earn another $29. Hopefully, the seller has some backend or follow on products to sell to each customer in the future, but many do not. So each sale stands alone. Let’s also assume that the cost to make each sale (including Web hosting fees, merchant card fees, advertising, etc) come to $4 per sale. Our merchant thus earns $25 net per sale. We’ll assume that 10 sales are made per month so over the six month period he made 60 sales. So for 60 sales, he has earned $1,500.

Now, let’s take a look at how the membership site might do.

Each membership sells for $29 per month and the cost to make each sale is the same $4 per sale so the site owner earns the same $25 net per initial sale. However, he continues to earn the $29 each and every month that the buyer remains as a member and there is no sales cost for the subsequent months. We’ll also assume that our membership site makes 10 sales per month and that each buyer remains a member for 4 months on average before dropping their membership. Now lets take a look at the numbers.

Month 1 = 10 sales for $250
Month 2 = 10 sales for $250 plus $290 residual income
Month 3 = 10 sales for $250 plus $580 residual income
Month 4 = 10 sales for $250 plus $870 residual income
Month 5 = 10 sales for $250 plus $870 residual income
Month 6 = 10 sales for $250 plus $870 residual income

The total income for the six months comes to $4,980 plus there is still a continuing income that will come in from sales that were made during months 4, 5 and 6.

Which would you rather have, the $1,500 made as linear income or the $4,980 plus earned through sales with a residual income tail? The sales effort was the same.

As you can see from the above example, residual income can quickly surpass linear income if your sales effort remains constant. So, keep on the lookout for good residual income opportunities, they can be your key to opening the door to increased wealth.

Tips For Getting The Most From Your Garden (3)

Tips For Getting The Most From Your Garden

A popular hobby amongst many people is gardening, as it has several rewards. Not only do you spend time outdoors, but you can watch things that you planted grow. Also, you can eat home-grown vegetables and save money. Read this article for some tips on how to start your own garden.

An excellent way to store the goodies from a homegrown garden is to freeze them in small batches. Using small sealable plastic bags and cutting small amounts of fresh vegetables every few days will help store the extras from the garden. Just bag and toss in the freezer and the packets can be added at any time to soups and pastas year round.

Take the time to know your soil. Get it analyzed. This will let you know what is in your soil and in what areas the soil may be deficient. You can then buy the missing nutrients to add into your soil which will help maximize your crops! Many local universities that have agriculture departments have the ability to test your soil for a small fee.

Avoid chemicals for pest control. Chemicals are effective but can also damage your plants. You should look for natural methods instead. For instance, you can buy jars of ladybugs and release them on your plants. Ladybugs are natural predators for a variety of smaller insects that eat flowers and other plants.

If this is your first time planting a garden, you should purchase seeds and plant them in seed trays to allow them to grow some before planting them outside. By doing this, your plant will be stronger and much more likely to survive once you plant it in the soil outside.

The time to plant lily bulbs are in the spring so that they will be well-established by winter. However, you will find many varieties of lily bulbs in garden centers in the fall. If you opt to plant lily bulbs in the fall, be sure to mulch heavily at least six inches on top with hardwood mulch or straw to protect them from cold winter freezes.

If you have plants that are tall, support them with stakes. This will prevent tall plants from drooping over when they are heavy with blooms, which can look very messy. Support climbing shrubs with a lattice to keep the rambling vines under control and to prevent them from invading another plant area.

Make sure you recycle your garden waste and organic kitchen waste to create compost for your garden. A compost heap makes an excellent soil conditioner. It can also save you a lot of money, as you won’t need to buy bags of expensive commercial compost or fertilizer to make your plants grow.

Whether you like planting flowers so your home looks more beautiful, or vegetables because you’d like to save money and eat healthier, gardening is fun for many people. You can enjoy your own produce without worrying about pesticides, and grow your favorite flowers as well. Remember these tips if you want to start a garden.

Tips To Make Your Organic Garden Succesful 5

Tips To Make Your Organic Garden Succesful

Although the food we eat is relatively safe because it is protected in some part by the government, dangerous pesticides still cause a lot of damage. Some people just want to go organic to get away from the potentially dangerous chemicals. Read this article to find out about organic gardening.

To naturally rid your soil of nematodes, which are soil-dwelling pests that can hurt tomatoes and potatoes, use marigolds. The chemicals released by the marigolds’ roots and decaying leaves is toxic to nematodes. Plant marigolds near your tomatoes or potatoes, or till them into the soil before planting.

Encourage bees, wasps, ladybirds and other beneficial insects. These insects are vital in an organic garden. Bees are nature’s most efficient pollinator, and wasps and ladybirds prey on destructive insects in the garden. Ladybirds are particularly effective at ridding your plants of aphids. To attract these beneficial insects, plant companion herbs and flowers around the edge of your vegetable garden.

If slugs are a problem in your organic garden, try attracting them with beer. Put beer in a shallow container or containers throughout your garden. The slugs will be drawn to the beer and get trapped. It is best if you do this with some sort of cover so the beer does not get diluted.

When starting an organic garden, test the pH level of your soil. You need to know the pH level of your soil in order to choose the appropriate plants that will grow in it. For example, plants that favor an alkaline soil will not do well in acidic soil. Test kits can be purchased to test the pH level of your soil.

Try to get a good composition of healthy soil in your garden. Healthy soil is generally more resistant to pests and other negative influences. How can you tell when a soil is “healthy?” Generally a healthy soil contains a good combination of earth worms, helpful microbes, and a good deal of mulch and compost on the surface area.

When it comes to taking care of an organic garden, then you need to opt for organic pest control. This is a comprehensive approach versus that of using chemicals. Try creating a healthier biodiversity so that you can help control the insects. When you use natural products and build healthier soil, you have the best long-term treatment for insects.

Recycle your drink cups to start tomatoes for your organic garden. Grow the tomato plants from seed in the cups. When the seedlings are ready to transplant, cut the bottom inch off the cup and put it right in the ground as is. This will help to prevent cutworms from getting at your newly transplanted tomatoes.

Whether are you attempting to go organic because you don’t want the chemicals in your life or simply because you want the freshest type of food possible, growing an organic garden is an excellent way to always have fresh produce on hand. Don’t neglect to use what you’ve learned here to grow a great garden!

Tips For Growing A Successful Organic Garden (6)

Tips For Growing A Successful Organic Garden

Have you always wanted a beautiful bed of roses but just aren’t quite sure how to make them grow? If so, you may be in need of some great organic gardening tips. Whether you’re trying to grow flowers or rows of onions, these tips can help you get started with an all-natural organic garden today.

Use compost to improve the quality of your soil. Compost comes from the breakdown of natural vegetation, and it is organic. It improves the structure of your soil by making it less dense, thus allowing better water permeability. Compost can also be used to balance the pH level of your soil.

It’s all about the compost in an organic garden. Good compost will help improve the soil’s structure, aeration, and texture, while also helping to increase the soil’s capacity for holding a lot of water. Compost can also help better promote soil fertility, along with helping to stimulate healthier root development.

To rid your organic garden of bugs, try using a mixture of dish soap and water. Mix 2 tablespoons of dish soap into a gallon of water. Use a spray bottle to spray the foliage and soil around the plants. Before spraying your whole garden or even a whole plant, test the effect of the mixture on a few leaves and wait a few days before doing the rest.

To prepare the ground for your organic perennial plants, simply cut the turf and turn it over a few weeks before planting time. Spread wood chips a few inches deep on the freshly-turned soil, and within a couple of weeks the ground will be ideal for your organic perennials. These hardy plants need only a little bit of preparation.

When it comes to taking care of an organic garden, then you need to opt for organic pest control. This is a comprehensive approach versus that of using chemicals. Try creating a healthier biodiversity so that you can help control the insects. When you use natural products and build healthier soil, you have the best long-term treatment for insects.

Pests can be a challenge when you are starting organic gardening. You need to keep the soil that you are using healthy. Healthy soil brings forth healthy plants and they can withstand some damage from pests. Your plants will not only be healthy but they will be beautiful as well.

Ladybugs are a terrific way to help control the pests in your organic garden. Many garden supply stores carry ladybugs for this purpose. The natural prey of ladybugs is the insects that plague your garden. Encourage ladybugs to live in your garden by purchasing a ladybug home.

Planting cover crops is important to maintain a good quality soil. By protecting the soil with cover crops, it will be immune against weeds, be more fertile, have less water and wind erosion, and have better water drainage. Clover, fava beans, and buckwheat are all fantastic for cover cropping.

The great thing about these tips is that they deal with organic gardening in general. So it doesn’t matter if you’re planning on growing fruits, vegetables, trees, bushes or flowers, the tips in the above article will help you get started. Your thumb won’t turn green overnight, but you will begin to learn how to go organic.

Raised Bed Gardening: What Are The Benifits?

For this article I’m going to stray from my normal topic of Internet marketing and indulge myself with one my passions……..gardening……..,in particular raised bed gardening.

So here we go!

Where soil is of poor quality and drainage inadequate, raised bed gardening makes it simple to create patches of fertile, well-drained soil. This can, in turn save money as well as time to!
It is considerably cheaper and less effort than installing a drainage system and then trucking in topsoil.

Combined with good drainage control, you can grow all sorts of fussy plants.

Raised bed gardening elevates plants to a more workable level, making them easier to tend to. Raised bed gardening is also great for vegetable or cutting gardens.

For gardeners in wheelchairs or with back pain, raised bed gardening is a godsend. Just make sure the area between the beds is wide and firm enough for ease of movement.

Raised bed gardening is extremely low maintenance too. Plants can be kept organized, and all the soil and debris can be kept within its borders. This means a serious reduction in your hard work!

There are many reasons for the Raised beds revival. But probably the most important is more production per square foot of garden. Raised beds don’t require the usual space between rows because you don’t walk in the bed to cultivate or harvest.

Greater production can be achieved with raised bed gardening because of the lack of soil compaction. In a normal garden you have to leave space between the plants in order to work them properly. This then leads to soil compaction which can reduce crop yields up to 50 percent. All a plants needs i.e water and air have trouble moving through compacted soil.

When compaction isn’t the only problem, then raised bed gardening can help there to. Homeowners may have areas unsuited for conventional gardens. Raised bed gardening will physically rise above these, with frames as its foundation. It allows you to recycle problem spots!

Raised beds are also a boom with pest control to. If you get an invasion of furry little criters, simply line the bed with poultry wire or some hardware cloth. You can discourage rabbits by placing their favorite foods in a framed bed with a low fence.

Well, i hope Ive done a decent job of highlighting some of the benefits of raised bed gardening.

Thanks for reading

Caiden “Green Fingers” Felix

Prevent Pests From Pigging Out In Your Kitchen

Many people would concur that the kitchen is the last place they want to come across moths, beetles and worms. For some home insects, the kitchen provides all the main active ingredients for an extended, comfy stay.

Few homeowners realize that, in spite of all efforts to keep kitchens pest-free and clean, some insects may currently be growing inside the foods your family has actually stored.

Pantry Pests

Specialists describe them as “saved product bugs” or “occasional intruders,” however house owners call them “pantry pests”- the more than 300 species of beetles, moths, worms and weevils that make it through on any of the food products in your kitchen or kitchen cabinets.

According to experts at Orkin, Inc., virtually no products in your kitchen can get away problem when left unused and exposed for significant amount of times.

common pests

Image via r-witherspoon

Kitchen pests normally gravitate toward entire and processed grains such as rice, meal and flour, but will eat nearly anything they can access, consisting of dried fruits, spices, chocolate as well as ornamental plant plans.

Pantry pests are typically carried into your kitchen area through infested, store-bought foods. Others get into the kitchen from the outdoors, enticed by smells leaving from food that has actually been packaged incorrectly.

” A number of these relentless pests can find food in your home by gnawing through cereal boxes and permeating product packaging,” said Frank Meek, entomologist and technical director for Orkin. “However many simply get lucky and discover their method into our foods because we haven’t sealed them firmly.”

These food-infesting pests are generally not the source of significant health hazards for homeowners. Health issues can result from direct contact with or inhalation of pest-related irritants produced by pest species including cockroaches, mites and meal moths.

Steps Can Be Done

• Store foods in tightly sealed containers that keep pests out.

• Tidy pantry and cabinet racks and floors thoroughly. Use a vacuum to select up crumbs.

Nevertheless, if pests continue to delight in foods in your kitchen area, trust a licensed pest control business to help you determine solutions for protecting your kitchen.

• Store foods in firmly sealed containers that keep bugs out. • Clean kitchen and cabinet shelves and floors thoroughly. Utilize a vacuum to select up crumbs.

Unicorns, rats and mice – Call The Pest Control Specialists

Everybody has bugs in their home at one time or another in their lives. Some are much easier to get rid of than others. Employing an expert pest control business normally suggests you are more most likely to find a long-term option than simply spraying a little insecticide yourself.

Why You Need Pest Control Specialist?

pest control in work

Image via lifehack

Ants are a pester in numerous houses. Discovering the nest and putting boiling water onto it may be extremely gratifying, but it won’t eliminate more than a couple of countless the countless ants in the nest.

Wasps nests can be dealt with quickly if they are in the ground. You simply purchase a puffer bottle of powder from the hardware shop, squirt it around the nest entrance and the wasps carry it in. Exactly what if the nest is up a tree, or under the roof of the home.

Mice often come inside in the fall, when it gets cold outside. The first indication that you have mice might be rustlings under the furnishings as the mice develop their nest from scraps of paper you drop.

Rats are a truth of life if you reside in the country. You can sit outdoors during the night with a rifle, or you can discover somebody who will rid you of the problem by putting down poison regularly.

If you shoot one rat, another one will move in to take its location, so while shooting them might be pleasing and great target practice it does not get rid of the problem completely.

Pest control business are very discreet and can be hired online, so your neighbours need not know you have unwanted visitors. After all it’s not the example anybody prefers to market. They will even lead away any stray unicorns.

Mice often come inside in the fall, when it gets cold exterior. The very first sign that you have mice might be rustlings under the furnishings as the mice develop their nest from scraps of paper you drop.

If you wait, matters will only become even worse, packages chomped and small black mouse droppings in your kitchen area. Do you really want to get rid of a mouse with a bloody damaged neck from a trap before breakfast?

Do not Get Badgered by Mosquitoes This Year

Warm, damp weather condition has caused the early arrival of the West Nile virus this year. The swimming pools of standing water left from the rains function as exceptional breeding locations for mosquitoes, including those that carry the West Nile virus.


Image: wikipedia

Since the West Nile infection was initially recognized in the United States in 1999, mosquitoes have actually become more than just a nuisance. They have added to more than 16,000 West Nile infection cases and 600 deaths in this country alone. Mosquitoes are anticipated to be out in full force this summertime, house owners can help minimize mosquito populations in their areas with the following steps.

Because mosquitoes lay their eggs in stagnant water, the best method to reduce the mosquito population around the home is to remove this habitat. To do so, cover, empty or get rid of containers that hold water; tidy out gutters and drain ditches; and change water in flower pots and birdbaths every 3 to four days.

Another option for stagnant water sources is to include a water fountain, pump or waterfall. Property owners need to make sure that these bodies of water are chlorinated according to the maker’s directions and covered when not in use.

Health departments and pest control experts can assist you locate potential mosquito environments and treat them with environmentally friendly larvicides. These items eliminate mosquito larvae prior to they can become biting adult mosquitoes.

Due to the fact that mosquitoes lay their eggs in stagnant water, the finest way to reduce the mosquito population around the house is to eliminate this environment. To do so, cover, empty or get rid of containers that hold water; tidy out gutters and drainage ditches; and change water in flower pots and birdbaths every 3 to four days.

Another option for stagnant water sources is to include a water waterfall, pump or fountain.

Safer Methods: Using Organic Pest Control for Roaches and Mites

It’s safe to say that most of us would like to believe we’re living in our homes alone and without the specter of critters like cockroaches or dust mites. That is almost never the case.

Even so, no one wants to be putting toxic chemicals all over the house or in places where children can get to them. This gives the idea of using a method or organic pest control for these critters better standing.

Yes, in fact, it’s possible to use organic methods to rid your house of these unwanted pests.

Cockroaches Organic Control

For cockroaches, you’ll begin your organic pest control by carefully cleaning your house, including the bathroom and the kitchen. Vacuum the carpeting well and dispose of the vacuum bag in a sealed plastic bag. Wash target areas very well with a strong soap and water.

Image via nowyouknowfacts

One of the tricks of organic pest control is knowing that roaches are fond of high places. You’ll want to use boric. If there is a space between the cabinets and the ceiling, acid (Borax) and put it above the kitchen cabinets.

If not, put it as high as you can. Roaches will take the boric acid (non-toxic to humans unless eaten, by the way) and will take it back to their nests, killing scores of the little beasts. Keep the boric acid away from pets and small children.

Another trick of organic pest control for cockroaches is the fact that catnip acts as a natural repellent to the insects. Catnip contains nepetalactone, a chemical that is non-toxic to human beings.

It will keep the cockroaches away from any area you leave it around. Don’t let your cats get into it, however!

A completely safe and organic way to kill roaches is using a spray bottle of soapy water on them whenever you see them. They don’t like it and it kills them cold.

Another method of organic cockroach control is to put a couple of slices of
bread into a coffee can and soak the bread with beer. Put the can around where you have a lot of roaches.

Use bay leaves, cucumber slices or garlic in high-risk areas, which are excellent deterrents. A hedge apple, placed one in each room will deter roaches for up to two months.

Dust Mites Organic Control

Dust mites, while microscopic, are truly everywhere in your living quarters. Many people are allergic to dust mites.

Fortunately, there are organic pest control measures you can take. Begin by dusting everything and by vacuuming the pillows and mattresses. You can buy special dust mite bedding that has zippers and allergen-blocking encasings.

Continue your organic pest control by washing the bedding in very hot water. Detergents alone don’t make a difference unless the water temperature is as high as you can get it (at least 55 degrees Celsius) , if you have allergy sufferer in your home, keep out stuffed animals, throw rugs and laundry hampers out of the bedroom area.

Bookshelves with lots of books aren’t a good idea either.

Another organic pest control trick is to neutralize the allergic component of the bugs with tannic acid. It works for animal dander, too.

They make tannic acid powder and you can find them at pet stores and health food places. Sprinkle it over problem areas. You can also cover mattresses and/or pillows with covers that are laminated to prevent the
penetration of dust mites.

Avoid humidifiers, which attract dust mites. You may not be able to totally rid your house of dust mites and cockroaches but you can have a clean home that is as allergy-free as possible– all with organic pest prevention.

Vacuum the carpeting well and dispose of the vacuum bag in a sealed plastic bag. Wash target areas often.

Mosquito Control: Options For Your Need

Mosquito control is an ongoing problem. Not only are they annoying creatures but they can also spread disease. You need to be able to find a way to control them at least in your area.

But, it seems as if there is no easy way to do this. Mosquito control is something that many people, around the world, deal with every day. The question is, how do they do it?

Mosquito Control

Options To Consider

There are many options to consider when it comes to mosquito control. Of course, in each area of the world, there are various types of mosquitoes as well as laws that tell you what you can and cannot do to them.

Here are some options that are possible to consider depending on your area.

• Mosquito control can be done through a wide assortment of natural methods. From using deterrents such as citronella or other plants to using natural pest control products in your area, there are many things that you can do naturally.

• You can also use a wide range of pest control products. This may be fly traps and fly tape. Or, you can use chemicals that will, in effect, kill off the mosquitoes in the area.

While chemicals are really the most powerful option, many do not like them because of how dangerous they can be to the environment.

But, many cities and states that have infestations of mosquito carried viruses, such as West Nile Virus, this is the most effective means of treating them.

• You can also use electronic pest control which will detect, deter or eliminate any bugs that try to enter your home.

• Also, as a way of keeping them away, avoid having things around that they like — the love water and swampy areas. Make sure that standing water in your area is dumped and cleaned up properly, no matter how big or small.

Mosquito control is quite necessary in one form or another.